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Web-Hosted Solutions

RCT and MSB Express – Unparalleled ITV Impact through Web Hosting

MSB’s Residential Component Technology™ (RCT) solves insurance-to-value problems and helps generate new revenue (often without increasing insured exposure), builds policyholder satisfaction and retention, and optimizes bottom-line profitability.

RCT enables you to calculate the most reliable replacement values for any style of home. RCT is easy to use and is built on MSB’s proven “total-component” methodology, which calculates risk-specific reconstruction costs for each home using readily identifiable interior and exterior home characteristics.

The total component methodology in RCT literally determines the cost to build a structure from the ground up, incorporating all of the local wage and material costs researched specifically for each community.

By using RCT, you will be able to

• Build greater overall policyholder satisfaction by protecting them with accurate and adequate policy limits and providing risk-specific recommendations that are readily supported and easy to understand.
• Generate new revenue and improve operating ratios by updating replacement cost calculation values, while assuming no new exposure on guaranteed replacement cost policies.
• Gain a more comprehensive understanding of your book of property business and negotiate the best reinsurance terms and rates.
• Offer agents “once and done” business transactions when selling and binding property accounts.
• Archive data for ongoing book of business maintenance.
• Capitalize on market opportunity by using RCT to assess even complex properties and to be confident in locally accurate, risk-specific pricing for any building.

Consistency and Competitive Advantage through MSB Web Hosting

Your company will achieve consistency andcompetitive advantage with MSB Express™. Companies using MSB Express technology are realizing the efficiency and cost advantages of using real-time access to comprehensive databases and technologies to streamline workflows and promote consistent performance of claims and underwriting processes.   

In addition, due to the millions of transactions performed on the Express platform being archived, MSB is able to gather and analyze information and provide you with important construction-related insights to benchmark your company’s underwriting and claims.

Equally important, the RCT interface is intuitive, easy to use and configurable to support your workflow. With the RCT interface you can

• Navigate quickly through information screens that allow you to capture and review risk-specific data.
• Obtain comprehensive yet easily understood reports on properties that can be shared with staff, agents, and policyholders.
• Readily modify information to update properties to reflect changes and additions.