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Main Street Homes

MSB’s Residential Component Technology™ (RCT) solves insurance-to-value problems and helps generate millions of dollars in new revenue (often without increasing insured exposure), builds policyholder satisfaction and retention, and optimizes bottom-line profitability.

Detailed, Component-Driven Valuation

RCT enables you to calculate the most reliable replacement values for any style of home. RCT is easy to use and is built on MSB’s proven “total-component” methodology, which calculates risk-specific reconstruction costs for each home using readily identifiable interior and exterior home characteristics.

The total component methodology in RCT literally determines the cost to build a structure from the ground up, incorporating all of the local wage and material costs researched specifically for each community.

MSB’s knowledge experts continually research and update the material, labor, and equipment costs that drive RCT to deliver the most validated and defendable cost data in the industry.

• Build greater overall policyholder satisfaction.
• Generate new revenue and improve operating ratios.
• Gain a more comprehensive understanding of your book of property business and negotiate the best reinsurance terms and rates.
• Offer agents “once and done” business transactions when selling and binding property accounts.
• Archive data for ongoing book of business maintenance.
• Capitalize on market opportunity.

Easy to Deploy and Use

RCT can be deployed via a variety of options, including desktop, network, and MSB Express™ (our Internet-based platform) and can integrate to legacy environments via MSB ExpressLync, a Web services solution.

Equally important, the RCT interface is intuitive, easy to use and configurable to support your workflow.