Comprehensive Underwriting Tools

MSB provides the property and casualty insurance industry with high-accuracy underwriting tools that look deeply at all of a property's components. We go beyond square footage and zip codes and take a "total-component" approach to assess a property's true value. Our underwiting process will help you avoid exposing yourself to litigation by undervaluing policies and also avoid large loss ratios by overvaluing them.

RCT Underwriting Technology

Our "total-component" approach has made our underwriting tools industry leaders. One such solution is Residential Component Technology™ (RCT). RCT gives you the ability to calculate highly accurate replacement values for any home. This lets you improve policyholder satisfaction, improve operating ratios and help you gain a better understanding of your book of business.

BVS Commercial™ Technology

Another underwriting tool using our "total-component" methodology is BVS Commercial™, which provides reconstruction costs for lodging structures, retail buildings, office buildings and more. BVS lets you generate an estimate of building costs with just five pieces of information, and can refine estimates by editing features in hundreds of categories.

To learn more about any of MSB's comprehensive underwriting tools, fill in our contact form and a member of our staff will be in touch with you shortly.