Risk Selection

MSB understands that one of the most important parts of insurance underwriting is risk selection. That's why we offer comprehensive solutions to aid property insurance providers in correctly pricing policies based on risk level.

PerilVision merges claims and underwriting data for properties, much like auto insurers have done for years. Through PerilVision, property insurers can predict and select risk at the individual property level rather than just by zip code. This solution can also help you understand how home characteristics correspond with loss caused by varying perils, enhancing your pricing and risk selection without significantly changing your practices.

An important companion solution to our risk selection solutions is our Residential Component Technology™ (RCT). RCT enables you to calculate risk-specific reconstruction costs for each home by considering vital property characteristics. By insuring every home at the correct value, you will keep your policyholders happy, simplify your underwriting process and save your business unnecessary costs.