Property Underwriting

MSB offers some of the most comprehensive property underwriting solutions in the industry. We do this by using a "total-component" methodology that looks at all the factors of a home's contruction - not just its zip code and square footage - to calculate a home's true value. This prevents our clients from undervaluing policies and leaving themselves open to litigation, as well as overvaluing policies and leaving money on the table.

One property underwriting solution we provide is Residential Component Technology™ (RCT). RCT ensures profitability by accurately calculating risk-specific construction costs for each home. Every property being properly insured to value means that policyholder satisfaction is increased, operating ratios improve and new revenue is generated.

Another property underwriting package we offer is BVS Commercial™. This package easily integrates highly accurate reconstruction cost estimates into your workflow. The data BVS underwriting technology delivers is the foundation for rating, setting policy limits, procuring reinsurance, identifying and aggregating exposures and performing catastrophe modeling. This data is wide-reaching, including lodging structures, retail properties, manufacturing facilities and more.