Home
Data Assets
Total Component Estimating
Hazard Data
Flood Data

Flood Data

MSB’s flood and water peril data expertise includes the ability to link flood analysis results to a complete underwriting decisioning technology from MSB and its sister company MindBox®.

The MSB Express platform gives customers immediate access to flood hazard analysis and is your link to the nation’s most complete and user-friendly decisioning technology. With MSB Decisioning, you will also be able to go beyond underwriting guidelines to tier pricing and other rating variables that make water hazard information more than just a “go / no-go” decision.

Water Peril Databases

MSB’s water-related peril databases access advanced geo-spatial and mapping technologies as well as flood zone data from LandAmerica, a leading data research firm. LandAmerica supplies all of the requisite data needed for flood-related programs, including the NFIP program application and underwriting. Flood data elements include:

• Flood zone (determined to address level)
• Base flood elevation (BFE) or depth, as reported on FEMA flood map for applicable flood zones
• In, Out, or Partial designation based on flood zone/risk determined for property
• Distance in feet to nearest special flood hazard area
• Distance in feet to nearest ocean coast
• Distance in feet/miles to nearest intercoastal waterway
• Letter of map revision/amendment effective date, if applicable
• Coastal barrier resource area effective date, if applicable
• Community participation in NFIP (regular, emergency, or non-participation)
• 11-digit FEMA Flood Map Number
• Metropolitan statistical area/metropolitan division (4-5 digit number for census reporting)
• Census tract number (12-digit number for census reporting)
• Community name as identified by FEMA
• 6-digit community number assigned by FEMA
• 5-digit map number (FEMA flood insurance rate map)
• FEMA Flood Map effective date